Business Documentation

Pricing & Revenue Model

Auto Glass operates a multi-tier revenue model spanning direct-consumer transactions, insurance-billed claims, fleet B2B contracts, and service upsells. Gross margins are protected by real-time NAGS cost lookups and a minimum margin enforcement rule in the quote engine.

Revenue Stream Mix

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Consumer Pricing Tiers

ServicePrice RangeAvg TicketCOGSGross Margin
Chip Repair (1 chip)$50–$85$65$1872%
Chip Repair (up to 3 chips)$75–$120$95$2277%
Side/Rear Window (standard)$180–$350$240$13046%
Windshield (basic, no ADAS)$220–$450$320$17545%
Windshield (ADAS camera)$450–$900$680$39043%
Windshield + Static ADAS Cal.$600–$1,050$830$42049%
Windshield + Dynamic ADAS Cal.$700–$1,200$960$45053%
Mobile Service Surcharge$0–$75$45$882%

Fleet & B2B Pricing

Fleet SizeDiscountPayment TermsDedicated Rep
5–25 vehicles8% off retailNet 30
26–100 vehicles13% off retailNet 30✅ Shared
101–500 vehicles18% off retailNet 45✅ Dedicated
500+ vehiclesNegotiated contractNet 60✅ Dedicated + SLA

Insurance Billing Schedule

Insurance Revenue: Insurance claims represent 32% of revenue but 58% of volume — with lower average tickets due to deductibles and contracted rates. The strategic advantage is zero marketing cost and guaranteed payment within the contracted SLA.
Insurance NetworkContracted Rate vs RetailDeductible HandlingPayment SLA
Lynx Network (Safelite partners)−15% vs retailCollected from customer at time of serviceNet 14 days
State Farm Glass Program−12% vs retailWaived for comprehensive claimsNet 21 days
USAA Glass Program−10% vs retailWaived for comprehensive claimsNet 14 days
Progressive MyRate Program−18% vs retailCollected at serviceNet 30 days
Non-networked / Out-of-networkFull retail billedCollected at serviceCustomer pays, self-files

Upsell Products

ProductPriceAttach Rate TargetMargin
Wiper blade replacement (pair)$35–$6535%68%
Hydrophobic glass coating$4920%85%
Cabin air filter replacement$3915%72%
Lifetime chip repair plan$99/year12%91%
Priority scheduling add-on$298%97%

Unit Economics (Per Job Average)

$485
Avg Revenue per Job
blended across all types
$267
Avg COGS per Job
parts + labor + van overhead
44.9%
Gross Margin
target ≥ 42%
$38
CAC (Direct)
paid search + SEO blended